Last updated: January 1, 2025
By accessing and using MortgageCalculator.com ("the Site"), you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use the Site.
MortgageCalculator.com provides free online mortgage calculators and educational content related to home financing. Our tools are designed to provide estimates and should not be relied upon as the sole basis for financial decisions.
The information, tools, and calculators provided on this Site are for educational and informational purposes only. Nothing on this Site constitutes financial advice, mortgage advice, tax advice, or legal advice. We are not a mortgage lender, broker, or financial advisor. Always consult with qualified professionals before making financial decisions.
While we strive for accuracy, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any calculations, rates, or information provided. Mortgage rates, payment amounts, and other financial figures are estimates based on the inputs you provide and publicly available data.
Interest rate data is sourced from the Federal Reserve Bank of St. Louis (FRED) and may not reflect rates currently offered by individual lenders.
You may use the Site for personal, non-commercial purposes. You agree not to:
All content, calculators, designs, code, and trademarks on MortgageCalculator.com are owned by or licensed to us. You may not copy, modify, or distribute our content without prior written permission.
The Site may contain links to third-party websites. We are not responsible for the content, privacy practices, or accuracy of information on external sites. Inclusion of a link does not imply endorsement.
To the fullest extent permitted by law, MortgageCalculator.com and its operators shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use the Site, including but not limited to financial losses resulting from reliance on our calculators or information.
You agree to indemnify and hold harmless MortgageCalculator.com, its operators, and affiliates from any claims, damages, or expenses arising from your use of the Site or violation of these Terms.
We reserve the right to modify these Terms at any time. Changes take effect when posted on this page. Your continued use of the Site constitutes acceptance of the modified Terms.
These Terms are governed by the laws of the State of California, United States, without regard to its conflict of law provisions.
Questions about these Terms? Contact us at info@mortgagecalculator.com.